Who is the CCPC?
The Consumer Choice in Payment Coalition (CCPC) is a group of businesses and consumer groups that have come together to advocate for consumer choice and for preserving the right of all consumers to use cash to pay for goods and services in the marketplace.
Why is Payment Choice Important?
Cashless enterprises lock out millions of unbanked Americans, of all ages, and open consumers to data privacy breaches while dramatically reducing payment options. Citizens who value the anonymity of paying with cash, and who do not want to be burdened by the high rates of interest on credit cards, should have the option to pay with cash.
Maintaining a cash option has already generated widespread public support across the country. Within the past two years, the state of New Jersey, and cities including Philadelphia and San Francisco, have enacted laws to preserve the cash option for their consumers, while a similar law in New York City recently passed the City Council and awaits Mayor de Blasio's signature.
At present, multiple organizations and companies have signed on to the coalition, including:
Please contact us directly if you are interested in joining the movement.
Current Legislative Initiatives
Among the new coalition’s top priorities is supporting passage of The Payment Choice Act of 2019 (HR-2650). The bill, first introduced in Congress last year by Rep. Donald M. Payne Jr. (D-NJ), now has 41 bipartisan co-sponsors. If enacted, the law would prohibit cashless retail establishments and maintain US currency as a viable means of payment for the vast majority of consumer purchases in the US.
H.R. 2650 closely follows popular measures recently adopted at local and state levels, which largely ban cashless policies at brick-and-mortar retail establishments, while not disrupting traditional non-cash payment methods using the internet, phone, and mail. Additionally, the bill provides penalties for violations ranging from $2,500 for a first offense to $5,000 for subsequent violations.
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