Consumers Need Payment Choice

We're here for you because protecting cash protects consumers

Who is the CCPC?

The Consumer Choice in Payment Coalition  (CCPC) is a group of businesses and consumer groups that have come together to advocate for consumer choice and for preserving the right of all consumers to use cash to pay for goods and services in the marketplace.

 

Join our coalition, because protecting cash protects consumers!

 

Co-Chairs:

Linda Sherry, Consumer Action

Jason Hollander- Diebold Nixdorf, Inc

Bruce Renard - National ATM Council

Why is Payment Choice Important?

Cashless enterprises lock out millions of unbanked Americans, of all ages, and open consumers to data privacy breaches while dramatically reducing payment options.  Citizens who value the anonymity of paying with cash, and who do not want to be burdened by the high rates of interest on credit cards, should have the option to pay with cash.

Maintaining a cash option has already generated widespread public support across the country.  Within the past two years, the state of New Jersey, and cities including Philadelphia and San Francisco, have enacted laws to preserve the cash option for their consumers, while a similar law in New York City recently passed the City Council and awaits Mayor de Blasio's signature.

Paying with cash:

  • is something everyone can do regardless of income or status.

  • is essential for consumers who don't have bank accounts or credit cards.

  • provides more privacy than other forms of payment.

  • limits the risk of data breaches.

  • helps consumers budget and teach children financial responsibility.

  1. Find your Member of Congress.

  2. Contact him or her about the importance of Consumer Payment Choice

  3. Join the CCPC.

 
 

Current Legislative Initiatives

Among the new coalition’s top priorities is supporting passage of The Payment Choice Act of 2019 (HR-2650). The bill, introduced by Rep. Donald M. Payne Jr. (D-NJ), now has 51 bipartisan co-sponsors. If enacted, the law would prohibit cashless retail establishments and maintain US currency as a viable means of payment for the vast majority of consumer purchases in the US.

H.R. 2650 closely follows popular measures recently adopted at local and state levels, which largely ban cashless policies at brick-and-mortar retail establishments, while not disrupting traditional non-cash payment methods using the internet, phone, and mail. Additionally, the bill provides penalties for violations ranging from $2,500 for a first offense to $5,000 for subsequent violations.

On July 1, 2020 Senate Bill 4145 was introduced by Senator Bob Menendez (D-NJ) and Senator Kevin Cramer (R-ND). This bill is the companion bill for HR 2650 and the coalition will support its passage. 

Contact Us

Executive Director

 

Jon Alexander

1025 Connecticut Ave, NW

Suite 1000

Washington, DC 20036

202-327-5430

jalexander@monument-strategies.com

Policy Director

 

Palmer Hamilton

499 S Capitol St. SW

Suite 600

Washington, DC 20003

202-203-1000

phamilton@joneswalker.com

Consumer Choice in

Payment Coalition

The Voice for Payment Choice

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